State Bank of India

SCHEDULE OF CHARGES
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Bangladesh Bank

SCHEDULE OF CHARGES
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General Banking

State Bank of India
SCHEDULE OF CHARGES
General Banking

SL No. Types of service Nature of charges Revised  Charges
1.a Balance confirmation certificate Half-yearly/
Yearly
Free
1.b Balance confirmation certificate More than twice a year Tk.200.00 plus 15% VAT
1.c Solvency certificate  On demand Tk.1500.00 plus 15% VAT
2.a Account Maintenance Fee
Current account
Half yearly Tk.500.00 plus 15% VAT
Closing charge Tk.300.00 plus 15% VAT
2.b Account Maintenance fee
Savings account
Half yearly
i) Average Balance up to Tk5000/-
ii) Average Balance up to Tk25000/-
iii)  Average Balance above Tk25000/-
Tk.Nil Tk.100/-plus 15% VAT Tk300/-plus 15% VAT
Closing Charges Tk.200/-plus 15% VAT
2.c Activation Charge Dormant Account Tk.250/-plus 15% VAT
2d Attestation  of  Account Statement(any type) On demand Tk.100/-each plus 15% VAT
2e Stop-payment Charges Stop payment instruction on Cheque/Cancellation/ Tk.200.00 per instruction plus 15% VAT
2f Cheque Return Fee Inward/Outward Inward:Tk.200/-per instance
Outward:Tk100/-per instance plus 15% VAT
2g(i) Online Cash Transaction : Inter City (Withdrawal/Deposit) Fees i) Up to Tk.1.00 lac: Tk.100/-plus 15% VAT
ii) Above Tk.1.00 lac to
Tk.3.00 lac:Tk.150/-plus 15% VAT
iii)Above Tk.3.00 lac to tk.7.00 lac:Tk.300/- plus 15% VAT
iv)Above Tk.7.00 lac :Tk.1000/- plus 15% VAT
 2g(ii) Online Cash Transaction: Within City (Withdrawal/Deposit) Fees Free
2h Standing Instruction Service Fee Tk.150/-(flat) plus 15% VAT
2i Articles of Safe Deposits Service Fee Tk.1000/-plus 15% VAT
3 Collection of  outstation cheque/Clean Bills/Documents Commission Proposed charges
a) Collection) i)Up to Tk.1.00 lac Tk.200.00 plus postage at actual plus 15% VAT
ii)Tk.1.00 lac to Tk. 5.00 lac. Tk.500.00 plus postage at actual  plus 15%VAT.
iii) Above Tk.5.00 lac to Tk.10.00 lac Tk.1000.00 plus postage at actual plus 15% VAT.
4 Remittance(Inland)    
  a) DD Exchange Tk.2.00/-per
Tk.1000/-(50% of  it payable to Uttara Bank Min.Tk.500.00 plus 15% VAT
b) Cancellation of  DD Commission Tk.100/-plus 15%VAT
c) Payment Order/Deposit at call Commission 1%  of P.O. amount
Amt.min.Tk.100.00/and
max Tk.500.00 plus 15% VAT
d) Payment Order Cancellation Charges Commission Tk.200/-flat plus 15% VAT
d) Issuance Bangladesh Bank Cheque Commission Tk.500.00 Per Cheque Plus 15% VAT
5 Issuance of Guarantee Commission
  1. 0.10% to 0.50% per qtr. min.-USD 75.00 (Foreign) for guarantee amount below USD 5.00 mio. Plus 15% VAT.

ii) 0.075% to 0.50% per qtr., min USD75.00 (Foreign) for guarantee amount USD 5.00 mio. & above plus 15% VAT.
iii) For Local Guarantee: Min.BDT 2,500/-plus 15% VAT.

6 Clearing / collection cheques  returned for insufficient funds Commission Tk.500.00 Per Instrument plus 15% VAT
7 Signature Verification Charge Commission Tk500.00 Plus 15% VAT
8 Issuance of BO Certificate Commission Tk.100.00 plus 15% VAT
9 Issue of cheque book charges Tk.5.00 per leaf plus VAT
10.a ATM Card  issuing charges Commission Tk.500.00- plus VAT
10.b ATM Card renewal charges Commission Tk.500.00 Plus VAT

**Vat is applicable @ 15% on fees and charges

SL No. Types of service Nature of charges Revised  Charges
11 BACH/BEFTN Transactions Levy
  1. Cheque amount below Tk.50,000/- –“NIL”

ii)All category of BEFTN transactions: NIL iii)All kinds Govt. Cheque Type-G2P(approved by Govt.): NIL iv) Irrespective of any amount of cheque receipt against Govt Dues (i.e. against Treasury Challan or Purchase of Sanchaya Patras etc., Utility bill and all dues to City Corporation/ Municipality: NIL v) Cheque amount beyond Tk.50,000/-but below Tk.5.00 lacs, charges for BACH: Tk.10.00 (including 15% VAT) vi) Any amount of High Value Cheque(Tk.5.00 lac & above) if presented through Same Day Clearing, Levy: Tk.60.00 including VAT.
vii) In case of Regular Value Cheque amount(Tk.5.00 lac & above): Tk.25.00 including VAT  

 

Locker Scheme – Schedule of Charges

Yearly Charges, Security Deposits

 

Rent (p.a.)

Security Deposit

Rent

Small 4000/-plus 15% VAT 30000/-
Medium 5000/-plus 15% VAT 40000/-
Large 6000/-plus 15% VAT 50000/-

Contact Period

One Year

Till Closing

  • All charges are excluding VAT.
  •  Customers must keep sufficient balance in their linked SB/CA/STD account to enabling the banks to realize the annual rent.
  • Insurance cost included on Rent. Bank will make arrangement for insurance up to BDT 1 lac, 2 lac & 3 lac on small, medium and large size lockers respectively. If a customer desires to take higher insurance coverage, bank may arrange accordingly. The additional cost will be borne by the customer.
  • Security Deposit to be kept in the form of refundable interest bearing Fixed Deposit.
  • Country Head may relax the norm of security deposit or rent on business/ relationship consideration.
Penalty
  • If sufficient balance is not available in the linked account of the customer for realizing rent in time, account holder will have to pay additional @ 2% on rent charges for the overdue period.
 
  •  

 

Trade Finance

S.L No Types of service Revised Charges
1.a.i Letter of credit –cash/sight  opening extension validity and increases amount(Local/foreign) @0.0.10%-0.40% per qtr.
min.Tk.5000/- per qtr & also for increasing LC value by amendment
excluding VAT details as per attached sheet.
1.a.ii Letter of credit –cash/sight/usance (100% margin)  
@0.0.10%-0.25% per qtr.
min.Tk.5000/- per qtr & also for increasing LC value by amendment
excluding VAT
details as per attached sheet.
1.a.iii. Usance/deferred (Local/foreign)  @0.0.10%-0.50% per qtr.
min.Tk.5000/- per qtr & also for increasing LC value by amendment
excluding VAT
details as per attached sheet.
1.a.iv Under Back to Back(local/foreign) /EPZ/EDF/  @0.0.10%-0.40% per qtr.
min.Tk.5000/- per qtr & also for increasing LC value by amendment
excluding VAT
details as per attached sheet.
1.b Amendment of L/C except increases of value & extension of validity Tk.750/- per qtr plus postage/courier out of pocket expenditure
1.c Postage for opening L/C outside country  
  i. Registered covered At actual
  ii. Courier At actual
  Postage for opening L/C inside country  
  i. Registered covered At actual
  ii. Courier At actual
1.d SWIFT /Cable charges for opening l/c

  1. Full L/C by SWIFT
  2. L/C amendment SWIFT
At actual
1.e Foreign correspondents charges for opening L/C

  1. For cash L/C   
  2. For BTB L/C
At actual
1.f Import against LCAF i)Imports on Sight basis:
@0.10% -0.25% per qtr. and min. Charge Tk.5,000/-per qtr.
ii)Imports on Usance/Deferred basis:
@0.10%-0.50% 0er qtr. and min. charge Tk.5,000/-per qtr.
2 L/C cancellation charges Nil
3 Handling charges of Import bill Nil 
4 Postage for acknow. Of Import bill & confirmation advice for payment Tk. Equiv. to US $10/-at prevailing rate
5 Discrepancy fees for Import bill Tk. Equiv .to US $50/-at prevailing rate
6 Remittance charges for import bill payment Tk. Equiv. to US $25/-at prevailing rate
8 Copy of NNC Docs. Certifying for assessment purpose Nil
9 Copy of NNC Docs. Certifying for delivery of goods NIL
10 Copy of NNC Docs. Certifying for delivery of goods against shipping guarantee NIL
11 (i) L/C Application form Tk.200/-per set plus 15% VAT
ii LCA form Tk.500/-per set plus 15% VAT
iii IMP form Tk.300/-per set plus 15% VAT
iv Issuance of Certificate Tk.500/-per certificate plus 15% VAT
v Renewal of IRC Tk.1500/-plus 15% VAT
12 Handling commission for delivery of documents against T/R Tk.2000/-flat plus 15% VAT
13   Obtention of  Credit –Report  
  i)By regd. Post Tk.500/-plus 15% VAT
  ii)By swift At actual
14 Endorsement fee  for renewal of IRC Tk.1500/-flat plus 15%VAT
14(A) Acceptance commission on imports bills under BTB/Usance L/C 1st qtr.@ 0.10%- 0.40%
sub qtr @0.10%-0.40% plus VAT, detailed as per attached sheet.
15 Bill Collection  
Handling Commission  
i) For collection of clean items (Inward) @0.10% min. Tk.2000/-flat plus 15% VAT
  ii) Documentary collection bill under L/C @0.15%min. Tk.2000/-flat plus 15% VAT
  iii) Documentary collection bill under grant (without L/C) @0.15%min. Tk.2000/-flat plus 15% VAT

 

 Export

S.L No. Types of service Revised  rate of charges
16 Negotiation of bills @0.15%min. Tk.2000/- plus postage/SWIFT/Courier15% VAT
17 Bill for collection  
a) Under L/C @0.15%min. Tk.2000/- plus 15% VAT
b)Without L/C @0.15%min. Tk.2000/- plus 15% VAT
17(i) Export bill Negotiation/collection (where exchange gain earned) Tk.500.00 plus 15% VAT
18 EXP Forms (Cost & Certification) Tk.500/-per set  plus 15% VAT
19 PRC Issuing charges for Export Tk.500/-per set  plus 15% VAT
20 Export L/C Advising Charges  
a)For our customer Tk.750/-flat  plus 15% VAT
b) For non –customer Tk.750/-flat  plus 15% VAT
21 Export L/C amendment Advising Charges  
  1. For our customer
Tk.750/-flat  plus 15% VAT
b) For non –customer Tk.750/-flat  plus 15% VAT
22 Honoring  Reimbursement claim against bills a) US $ 30.00 Upto US $ 10000/-
b) US $ 75.00 above US $ 10000/-
23 Confirmation of L/C  
a) Confirmation charges(Local) @0.20% of LC amount per qtr
plus 15% VAT
b) Upto US $ 5.00 lacs(Foreign) @1% of L/C amount 1st qtr plus 15% VAT
c) Above US $ 5.00 lacs(Foreign) @0.50% of L/C amount  1st   qtr plus 15% VAT min US $ 150.00
24 a) L/C Transfer Tk.750/-flat  plus 15% VAT
b) L/C  amendment Transfer Tk.750/-flat  plus 15% VAT
c) Export  L/C Cancellation Tk.1000/- plus Postage/Telex plus 15% VAT
25 Handling charges for disbursement of cash – assistance/duty draw – back Tk.3000/-flat  plus 15% VAT
26 Discrepancy fees for import bills where BTB liability  involved Nil
27 Fees for  returning unpaid bills Tk.1000/-per set docts. Plus 15% VAT
28 Overdue interest Nil

 

REMITTANCE

S.L No. Types of service Revised Charges
  Inward Remittance  
1 For Payment to SBI customer’s account Free
2 For payment to other banks Tk.800/-plus 15% VAT
3 Cancellation of inward payment messages. USD 25 or equiv.BDT at prevailing exchange rate.
     
  Outward Remittance  
1 US $ TT Issued against Embassy Remittance Tk.750/-(P&T)
2 US $ TT Issued for other purpose Tk.1000/-plus 15% VAT
3 DD Issued up to US $1000/- Tk.1000/-plus 15% VAT
4 DD Issued above US $1000/- Tk.1000/-plus 15% VAT
  Miscellaneous Remittance  
1 Back to Back DD issued drawn on B.Bank, Dhaka(Both  US $ &ACU $) US $20/- Plus postage/courier plus 15% VAT.
2.a F.C Dollar Draft up to US $ 1000/-for F.C Account holders. US $10/- Plus actual postage/courier plus 15% VAT.
2.b Above US$1000/- US $15/- Plus actual postage/courier plus 15% VAT
3 F.C Dollar TT Issued to India US $20/- plus 15% VAT.
  To other countries US $30/- plus 15% VAT.
4 Student file maintenance for Bangladesh students studying abroad  
1.For SAARC countries Tk.3500/-per file per annum plus 15% VAT.
2.    For other countries Tk.5500/-per file per annum plus 15% VAT.
     

 

Other Foreign Exchange Transactions

S.L No. Types of service Revised Charges
1. Purchase Bank’s Draft  
  a) Up to 21 days @0.35% per GBP 1.00
@0.25% per USD 1.00
plus postage /courier plus 15% VAT.
  b)From 22 days to date of realization Interest to be charged at normal advance rate
  c) Minimum Tk.500/-plus postage plus 15% VAT.
2.a Passport endorsement charge(customer) Tk.300/- plus 15% VAT plus 1% of USD amount +15%VAT
2.b Passport endorsement charge( Non-customer) Tk.300/- plus 15% VAT plus 1% of USD amount +15%VAT
3. Payment  against  Local Banks collection Tk.1000/- plus 15% VAT.
4. Payment by counter draft  
  a) Up to 21 days US $5.00-per draft  plus 15% VAT.
  b)From 22 days to date of realization US $ 10.00-per draft  plus 15% VAT.
5. Commission for selling T.C 2% plus 15% vat
6. Handling charges for T.C purchase Tk200/-per passport  plus 1% of USD amount plus 15% VAT.
7 Draft/M.T cancellation charges Tk500/-per instrument  plus 15% VAT.
8 TT cancellation charges by Swift Tk.1000/- flat plus 15% VAT
9. Issuance of other certificate Tk.1000/-plus 15% VAT
10. Attestation of Export L/C Doc. Tk.500/-plus 15%VAT
11. PSI handling charges Tk.500/-per LC plus 15% VAT
12 Issuance of BTB certificate Tk.500/- per set plus 15% VAT
13 Issuance of C&F certificate Tk.500/- per set plus 15% VAT
14. 18A New Application to Bangladesh Bank (Personnel) Tk.10,000/-plus 15% VAT*
15. 18A Renewal Application to Bangladesh Bank (Personnel) Tk10,000/-plus 15% VAT*
16. 18A New Application to Bangladesh Bank (Private Firm/Corporate) Tk.20,000/-plus 15% VAT*
17. 18A Renewal Application to Bangladesh Bank (Private Firm/Corporate) Tk.15,000/-plus 15% VAT*
18. 18B New Application to Bangladesh Bank Tk.25,000/-plus 15% VAT*
19. 18B Renewal Application to Bangladesh Bank Tk.20,000/-plus 15% VAT*
20. Liaison Office Bank Change Processing fee Tk.15,000/-plus 15% VAT
21 Processing fee for scrutinizing and submission of quarterly reconciliation statement of shipping agents to B.Bank. Tk.3,000/-plus 15%VAT per qtr.
22 Processing Fee relating to FDI return Tk.3,000.00 plus 15%VAT
23 Processing fee for incorporation of New Principal to the existing Indenting Company.  

Concessional  rates may be considered by the Chief Executive Officer/Brach Heads considering overall satisfactory relation and volume of business with the bank.

 

Schedule of charges for Commercial Loans and Advances:
Working Capital (Funded & Non-funded):

ITEM Limit Revised Charges
SANC RENEW
Working capital (funded and non-funded facilities) Up to Tk.10 lac 1 % of loan amount 1 % of loan amount
  Above  Tk.10 lac  to Tk.50 lac 1 % of loan amount 1 % of loan amount
  Above  Tk.50 lac   to Tk.1 cr 1 % of loan amount 1 % of loan amount
  Above  Tk.1  cr  to Tk.5 cr 0.75 % of loan amount but minimum Tk.100,000 0.75 % of loan amount but minimum Tk.100,000
  Above  Tk5.00 cr  to Tk. 15.50 cr  i.e $2.00 mio 0.50 % of loan amount but minimum Tk.375,000 0.50 % of loan amount but minimum Tk.375,000
  Above  Tk15.50 cr i.e $2.00 mio to  Tk.39.00 cr  i.e. $5.00 mio 0.25 % of loan amount but minimum Tk.775,000 0.25 % of loan amount but minimum Tk.775,000
  Above US$ 5.00 mio to US$ 10.00 mio 0.20 % of loan amount but minimum Tk.975,000 0.20 % of loan amount but minimum Tk.975,000
  Above US$ 10.00 mio to US$ 15.00 mio 0.15 % of loan amount but minimum Tk.1,550,000 0.15 % of loan amount but minimum Tk.1,550,000
  Above US$ 15.00 mio to US$ 20.00 mio 0.15 % of loan amount but minimum Tk.1,745,000 0.15 % of loan amount but minimum Tk.1,745,000
  Above US$ 20.00 0.10 % of loan amount but minimum Tk.2,325,000 0.10 % of loan amount but minimum Tk.2,325,000

 

Schedule of charges for Commercial Loans and Advances:

ITEM Limit

Revised Charges

SANC

REVIEW

Term Loan   Up to Tk.10 lac 1 % of loan amount but Minimum Tk.7,000 NA
  Above  Tk.10 lac  to Tk.50 lac 1 % of loan amount but Minimum Tk.15,000 NA
  Above  Tk.50 lac   to Tk.1 cr 1 % of loan amount NA
  Above  Tk.1  cr  to Tk.5 cr 1 % of loan amount NA
  Above  Tk5.00 cr  to Tk. 7.75 cr  i.e $1.00 mio 0.75% of loan amount but Minimum Tk.500,000. NA
  Above  Tk7.75 cr i.e $1.00 mio to  Tk.77.50 cr  i.e. $10.00 mio 0.50% of loan amount but Minimum Tk.600,000. NA
  Above US$ 10.00 0.25% of loan amount but Minimum Tk.3,875,000. NA

 

Schedule of charges for Commercial Loans and Advances:
Syndication Loans:

ITEM Limit Proposed Charges
SANC REVIEW
Syndication Loan For any amount As per Information Memo of concerned loan proposal As per Information Memo of concerned loan proposal

 

State Bank of India, Bangladesh Operations
LC commission is applicable to the clients based on the following volume of business per quarter

LC Volume per qtr.(USD) Proposed LC Commission per qtr. or part thereof
  Sight Deferred/Usance BTB/EPZ/EDF
< 2,50,000/- 0.40% 0.50% 0.40%  
         
2,50,000/- to < 5,00,000/- 0.35% 0.40% 0.35%
       
5,00,000/-to < 10,00,000/- 0.30% 0.35% 0.30%  
       
10,00.000/-to < 15,00,000/- 0.25% 0.30% 0.25%
       
15,00,000/-to <20,00,000/- 0.20% 0.25% 0.20%
       
20,00,000/-to < 50,00,000/- 0.15% 0.20% 0.15%
       
50,00,000/-> 0.10% 0.15% 0.10%  

* Besides the above, the Branch Head may offer concession rate of commission to its clients considering overall business volume and profitability from the respective client.